Denise Carroll-Mclean

Hi, I’m Denise, a mortgage broker with Dominion Lending Centres Canadian Mortgage Experts. I’m passionate about matching borrowers with the mortgage that best meets their needs. I work with clients throughout BC and enjoy helping them better understand their mortgage options.

I strive to be the mortgage agent of choice throughout your years as a mortgage holder. And should your circumstances change – and they will – I’m here to walk you through every step of the mortgage process along the way. You have a dream of home ownership, my job is to get your dream approved!

No matter what your financing needs are, I’m here to work with you in helping you secure the home of your dreams!

Proud to work with Dominion Lending Centres

I have developed excellent relationships with lenders across the country, when you work with me, you have choices.

Mortgage
Services.

Home Purchase

If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers guide you through the process.

Renew or Refinance

If you’re looking to access some of the equity built up in your home, for whatever reason, or you have a mortgage that is up for renewal in the next year, you have options! Don’t hesitate to contact me, I’d love to meet face to face and discuss your personal financial situation with you.

Education

I believe that in order for my clients to feel confident about the mortgage process and make the best decisions for them, they have to feel at ease and be able to ask questions. My goal is to stay in touch throughout the entire process, provide lots of information up front, but also make myself available whenever possible!

Member of Mortgage Professionals Canada

Mortgage Professionals Canada (formerly CAAMP) is Canada’s national mortgage broker industry association. We recognize that Canadians need and deserve more. We believe in competition as it produces better options and demands ever-improving service and products. We believe in choice as it benefits Canadians and delivers an environment of opportunity. We believe in professionalism as it demonstrates commitment, trust and excellence. The mortgage broker channel is a critical and valuable profession. It creates possibility, fuels the economy and provides Canadians with choice when making the most important financial decisions of their lives.

Mortgage Professionals Canada is recognized as the premier voice of Canada’s mortgage broker channel and the leading authority on mortgage issues.

Mortgage Resources

Mortgages – So Much More Than Just the Lowest Rate!

Mortgages – So Much More Than Just the Lowest Rate!

There aren't too many Canadians who are able to save up enough money to pay cash for their home. This is why we have mortgages. A mortgage is a loan made to assist a borrower to purchase a property. The property is held as collateral and interest is charged on the...

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How to Not Qualify for a Mortgage

How to Not Qualify for a Mortgage

If you have no desire at all to qualify for a mortgage, here are some great ways to make sure you don't accidentally end up buying a house and taking out a mortgage to do so. One of the best ways to ensure you won't qualify for a mortgage is to be unemployed. Yep,...

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What is Mortgage Fraud?

What is Mortgage Fraud?

Have you ever wondered about how to protect yourself from mortgage fraud? Although the chances of you becoming a victim of mortgage fraud is relatively small, if you do become a victim, it will certainly have a long lasting negative impact on your life. So best to be...

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Understanding Mortgage Qualification

Understanding Mortgage Qualification

For the first time home buyer, it's no secret that the mortgage process might seem a little daunting! Buying your first home is a huge decision, and when things "come together", they do so quickly. In order to be as prepared as possible, it's good to have a...

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Avoid This Mistake When Shopping for a House

Avoid This Mistake When Shopping for a House

No doubt about it, buying a home is an emotional experience. It's a game of balancing needs and wants, while trying to be honest with yourself about those very needs and wants. It's hard to get it right, figuring out what's negotiable and what isn't... what you can...

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Minimum Required Credit Profile

Minimum Required Credit Profile

Credit. The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. When you borrow money to buy a house, you will be required to prove that you have a good history of managing your credit. But what...

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Denise Carroll-Mclean

Canadian Mortgage Expert

Phone: 604-897-4310

denise@dreamapproved.com

"Success is not the key to happiness. Happiness is the key to success.  If you love what you are doing, you will be successful"

- Unknown

Contact Me Anytime!